Bitcoin-Denominated
Life Insurance
Protect, Grow, and Pass On Your Bitcoin Wealth
mF International Limited is developing a fully Bitcoin-denominated whole life insurance product — the first of its kind for a Nasdaq-listed company. Premiums, policy cash value, loans, and death benefits are all paid and held in Bitcoin, allowing you to stay fully exposed to Bitcoin’s long-term appreciation while enjoying the guarantees and tax advantages of traditional life insurance.
Protect Wealth
Stay fully invested in Bitcoin while shielding your holdings from inflation and fiat devaluation.
Preserve 100% exposure to Bitcoin appreciation
Your policy is denominated entirely in Bitcoin. Unlike fiat-based insurance, your cash value and death benefit grow with Bitcoin’s price — you never dilute your upside by converting to cash.
Hedge against money printing and currency debasement
With over 160 fiat currencies worldwide losing purchasing power through inflation, a Bitcoin-denominated policy acts as a hard-money anchor. Your wealth is protected by Bitcoin’s fixed supply and global scarcity, ensuring long-term capital preservation.
Guaranteed protection from day one
Full coverage begins immediately after your first premium, with Bitcoin death benefit that provides certainty regardless of market conditions.
Grow Wealth
Compound your Bitcoin holdings tax-efficiently and access liquidity without ever selling.
Tax-deferred or tax-free growth
Policy cash value grows without annual capital gains taxes. Loans against the policy are distributed in Bitcoin and are typically tax-free, allowing you to access value while keeping your full Bitcoin position intact.
No forced sales or margin calls
Borrow up to a high percentage of your policy’s cash value in Bitcoin without repayment deadlines or liquidation risk. Since both collateral and loan are in Bitcoin, volatility does not trigger forced sales.
Disciplined, long-term compounding
Designed for holders who want to remain exposed to Bitcoin’s upside over decades, the policy structure encourages patient wealth accumulation with built-in guarantees.
Pass on Wealth
Transfer Bitcoin to the next generation — securely, privately, and tax-efficiently.
Efficient inheritance with minimal taxes
Beneficiaries receive a tax-free death benefit in Bitcoin, often with a stepped-up cost basis that eliminates capital gains tax on pre-death appreciation. This can dramatically reduce or eliminate estate tax burdens compared to direct holdings.Beneficiaries receive a tax-free death benefit in Bitcoin, often with a stepped-up cost basis that eliminates capital gains tax on pre-death appreciation. This can dramatically reduce or eliminate estate tax burdens compared to direct holdings.
No private key risks or self-custody leakage
Unlike self-custody, you never need to share seed phrases or keys with heirs. The regulated insurance structure ensures smooth, legally enforceable transfer without the dangers of lost keys, premature disclosure, or family disputes.
Maintain control throughout your lifetime
You retain full ownership and access to policy value while alive. Upon passing, benefits flow directly and privately to named beneficiaries, preserving confidentiality and avoiding probate delays.
We are in the early stages of regulatory licensing and will provide updates through official disclosures. Contact our investor relations team to express interest or learn more.